1. Introduction

The Public Liability Insurance Policy is designed to protect the insured in respect of his legal liability to pay compensation for accidental bodily injury to or accidental damage the property of the other person caused by or through the negligence of the insured or his employees or by any defect in the premises owned or any defects in the way, works of the insured. In addition, the policy also pays for the litigation costs and expenses for defense that are incurred with the written consent of the company

All firms and business enterprise have a need for this cover and it is important that the proposer selects and adequate limit to protect their interest. The sum insured or limit of indemnity should represent the maximum liability which the insured estimates that this business could possible incur. The sum insured can be arranged on :-

  • Limit any one accident
  • Limit any one period
    1. Scope of cover

The company shall indemnify the insured against all sum which the insured shall become liable at law for damages and claimant’s costs and expenses in respect of :-

  • Accidental bodily injury to any person not being a member of the insured’s household or any person in the service of the insured.
  • Accidental damage to property not belonging to or in the custody or control of the insured.
  • Any legal expenses incurred by the insured in defending legal proceedings with the company’s written consent.

Minimum information required for a quotation

  • Name of Insured
  • Trade / Occupation
  • Limit of Indemnity any one accident
  • Location of risk
  • Claims history


Please call us for more information or to get a quotation at:

Enquiry Form

Note: All the above stated are subject to insurance company acceptance and approval only.